Products & Services

Checking Accounts

Our checking account packages are unsurpassed in delivering value at the lowest possible price to our customers. First State Bank offers several accounts to accommodate your every need in a checking package. From our "regular" checking and our interest bearing accounts, to our premier First Class checking accounts you won't find a friendlier place to address your checking account requirements. We also have an incredible First Class Plus account for those who are better than fifty (50) years of age and are looking for a value-packed account. Come see us and re-experience that friendly, hometown service our customers enjoy each time they visit us. Each depositor is insured to at least $250,000.00.

Savings Accounts

Passbook Savings

Our Passbook account is a popular account for those who enjoy saving for future purchases, college tuition or just "putting it away for a rainy day". We also offer an automatic savings plan to help your "nest egg" grow even faster. It's never been easier to save your money than with a Passbook account at First State Bank! Each depositor is insured to at least $250,000.00.

Certificates of Deposit

We offer certificates of deposit in minimum denominations of $ 500.00 with maturities ranging from one (1) month, for your short-term investment needs, all the way to sixty (60) months for those who want a steady return on their investment over a five-year period. Our certificate of deposit accounts offer very competitive rates of interest and are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC).

Loan Services

If you are interested in borrowing money to purchase that new automobile, recreational vehicle or boat or just need some extra cash to have on hand, you owe it to yourself to check out our loan program. We can help you design a payment plan that's just right for you. Our home mortgage package makes it easier than ever to invest in your future through the purchase of your own home. Call or come by today to get the details.

Banking Services

Automated Teller Machine (PULSE)

First State Bank operates an ATM on its premises to give its customers 24-hour availability to their funds and balances. This service is offered free of charge to our customers at our ATM.

Other Services

• Time Deposits
• Collection Services
• Cashiers Checks
• Personalized Checks
• Utility Bills
• Bank by Mail Service
• Traveler's Checks
• Savings Bonds
• Safe Deposit Boxes